
My thoughts are that First USA is selling its imagined accounts (which so many others have reported about here) to collection agencies now! I guess I really need to learn what the NY state laws are on this, and find out what the statute of limitations is, also. Just time lost trying to figure check credit score Cincinnati this out and write appropriate letters. Mary check credit score Cincinnati of Syracuse,, NY I was allerted by Equifax Credit Watch that they made an UNauthorized inquiry into my credit history.
What right have they to invade my personal privacy? The number of credit inquiries made affect my credit rating. Elvira of Palm Bay, FL Several years ago, I got a credit card from First USA Bank. I was paying the monthly bill unitl I suffered financial hardships.
In check credit score Cincinnati 2004, I moved from White Plains, New York to Stamford, Connecticut. In June, I discovered a letter from the New York City Department of Payroll.
The letter said that a judgement was made against me in May of 2005 for $19,000. It said that my paycheck was going to be garnished. When I called the Msrshall's office, they gave me the phone number of the attorney for check credit score Cincinnati the plaintiff (First USA). freecredit I had to go to White Plains Courthouse to get the court papers. On July 2, 2008, I met with the White Plains Clerk who gave me Order To Show Cause papers and copies of the Summons and Complaint. He told me to fill out the papers, have them notarized, and bring check credit score Cincinnati them back to him for the Judge to set a hearing date. I sent certified copies of the Order to Show Papers to the plaintiff's attorney.
On July 15th, no one showed from the plaintiff's side. I told the Judge that check credit score Cincinnati I noticed on my summer pay stubs that $315 was going to be check credit score Cincinnati garnished from my paycheck every two weeks.
This week I received the Judge's decision: Denied/Judgement remains. Today, August 1st, I called the plaintiff's attorney to complain how $600 a month would cause a great financial check credit score Cincinnati hardship. annual free credit report by law They said they would only accept a lump settlement of $14,000.
They said they sent a letter about a court hearing and none of their mails were answered. I check credit score Cincinnati told her how could they be answered when I was no longer living in White Plains? She said the City Marshall will not stop the garnishement. Is there anyone in your office that can help me resolve this matter? Having $600 removed every month will cause me to file for bankruptcy! Out of the money I pay $1860 in rent, $331 for check credit score Cincinnati a monthly Metro North train pass, gas, electric,water,cable, phone and interet check credit score Cincinnati service. In addition, I just finished paying accumulated medical bills.
In September, check credit score Cincinnati I have to pay tuition for courses I'm taking. If someone does not help me soon, I will be forced to file for bankruptcy. Patricia of Stamford, CT i just got a letter from the academy collection service,inc that its saying i owe 321.71 to first usa but i dont have an account with them so whats the deal check credit score Cincinnati i really dont know none yet but if somenthing happened ill sue them for sure Horacio of Santa Cruz, check credit score Cincinnati CA I paid my bill one time online and the company arbitrarily stated sending me statements via an e-mail check credit score Cincinnati that I used at work. free annual credit report federal government I specifically told them please do not send paperless statements as I do not check the e-mail and/or it will go to spam. First USA had check credit score Cincinnati my address and telephone number to send billing statements to. I have good credit and this is the check credit score Cincinnati only company that has caused me problems.